A comprehensive guide to your consumer credit report

A consumer credit report is essentially a credit report. When determining your credit worthiness, a creditor bases most of their decision on the information in your credit report. There are two types of credit reports: a consumer credit report and a business credit report. These can be obtained through on or all of the 3 major credit bureaus, Equifax, TransUnion or Experian.

A consumer credit report lists all inquiries, including, promotional inquiries and account management inquiries. Only the consumer can access this version of their credit report. Creditors do not have access to this version.

In order not to be turned down for credit unnecessarily, it is in your best interest to keep track of your consumer credit report. You will want to review it on a regular basis to ensure its accuracy. By correcting any damaging or derogatory information on your credit report you will secure a lower interest rate loan and increase your enjoyment in your life by controlling your financial destiny. Take the first step to financial freedom and order your free consumer credit report today!

About The Author:

Linda Dziwenka is a successful author and regular contributor to http://www.ultimate-credit-report.com. She has a vast knowledge of how to obtain and use your credit, credit report, credit bureau and credit counseling to your advantage.