What is a credit report engine?

A credit report engine is a powerful server software application that makes it possible for you Internet or in-house business system to integrate credit report data from any or all of the three national credit bureaus. (Equifax, Experian, and Trans Union) The credit report engine works as a background Windows service which processes requests for credit reports. It does so using SQL database technology, meaning that, in addition to, or instead of traditional credit reports, you can do inquires to retrieve specific data elements.

The Credit report engine is interesting. As a system integrator, you can map inquires and results to your user interface. As an in-house developer, you can implement custom credit scoring and routing with cpu to cpu bureau data. As an information technology manager, you can centralize credit retrieval and decision functions, and ensure that only users with permissible purposes have access to needed reports. Though custom programming is often not required, this software provides many ways for developers and consultants to implement credit report access into Microsoft Visual Basic, Visual C++, Delphi, Java, ActiveX components, ASP and other projects.

The credit report engine is quickly gaining acceptance as the definitive way to handle mission critical credit data retrieval where custom needs must be addressed, and development deadlines must be met.

About The Author:

Mindy Gratwicke is a successful author and regular contributor to http://www.1st-choice-credit-cards.com. A one-stop resource on on-line credit reports, credit rating, and report repair.